Taking Control of Finances

I reached out for some assistance for two main reasons - 1) To make some initial strides to take control of my finances and 2) To make sense of a pension change being offered by my employer. They helped me understand the differences between the major types of accounts (e.g. TFSA, RRSPs, etc.) and the related pros and cons of each, as well as develop some simple actions that I could take immediately given my current situation. In addition, they walked me through the scenarios at hand with my company's significant pension plan changes. They presented me with the implications of my options and helped me reach a decision that I felt confident with, which I could not have done on my own. More importantly, they made every effort to educate me on the process instead of just telling me what was best.

Family Security

We hired Novel for an investment review and estate plan. We had our money mostly in cash/savings, and were very new to the world of investments. We now have an understanding of our risk tolerance, and have each opened our own brokerage accounts. Thanks to the coaching from Novel throughout the process, we are now well equipped to buy and sell ETFs on our own. This will enable us to make sure that we put our money to work and maximize our savings for our young children's education. Before working with Novel, we didn't realize the implications of not having wills and power of attorneys in place. We are now confident that our children will be taken care of if anything were to happen to us.

Easy to Understand

Novel Financial did a fantastic job of creating a clear picture for our financial future! From people that find it so difficult to understand how to plan for our future when it comes to retirement and savings, our planner sat down with us and gave step by step information on how we can manage our money. He has been there for every question or concern we may have and has done it with a patient and encouraging attitude. If there’s one person I can trust when it comes to my finances, it’s our planner from Novel Financial! Thank you!